We understand that protecting your personal information is important, and we want you to feel confident when you receive a message from Maine Retirement Investment Trust (MERIT) and our program administrator, Vestwell. If you’ve ever wondered, “Is this MERIT email, letter, or notice real?”, this guide will help you verify official communications.
Below is a guide to legitimate MERIT communications for employees, employers, and anyone in the program.
If You’re an Employee: What a Legitimate MERIT Email or Letter Looks Like
- An email or letter letting you know your employer has registered you for the MERIT program, along with information on how to make changes or opt out within 30 days.
- An email or letter letting you know we may require more information to fully register you with the program such as sources confirming your identity.
- A quarterly statement for your account.
If You’re an Employer: How to Recognize Real MERIT Notices and Emails
- Notices by letter or email stating you must register or certify an exemption with MERIT. These will come from MERIT, with a return address for Vestwell or the State of Maine Treasurer’s Office.
- A welcome email from MERIT after registration.
- Email notifications when employees make changes to their accounts.
- Upcoming payroll contribution reminders.
- Missed payroll contribution notices.
- Notices regarding enforcement for non-compliance from MERIT, the State Treasurer’s Office or the State of Maine Attorney General’s Office in conjunction with MERIT.
Other Official MERIT Communications You May Receive
- Our email newsletter, if you’ve subscribed or are otherwise part of the program.
- Invitations for webinars, events, or sharing helpful financial resources.
If you’re ever unsure about whether a MERIT email, letter, or notice is legitimate, contact us directly through our official MERIT websites (meritsaves.com or meritsaves.org) or customer service before clicking links or sharing personal information.
Example Emails
